Homeowners

	Your home and additions
	Clothing
	Covered items you may take when traveling
	Furniture and appliances
	Structures other than your home (i.e. storage sheds)
	Personal liability (by you, your children or pets) while on your property
	Medical expenses resulting from injuries on your premises
	Protects you for physical damages to the property of others while on your premises
	Living expenses you accrue living outside your home repaired due to a covered loss

This valuable policy provides protection against covered losses related to:

	Fire/smoke damage
	Theft
	Storms/wind
	Vehicle/aircraft damages
	Damages caused by weight of ice on your home
	Plumbing bursts
	Falling objects
	Many others – See your Alfa Agent for complete details!

Please ask your agent about these potential discounts available to Alfa Alliance customers:

	Newer homes
	Smoke detectors and deadbolt locks
	Sprinkler systems
	Burglar and fire alarms
	Higher deductibles
	Auto + Homeowners discount. Receive credits on both your automobile and homeowners polices when we insure both (please see information on our Personal Auto Policy)
	Consecutive loss-free years

The Importance of Trust
And, as always, for any questions you may have regarding your policy, please speak with one our qualified and trusted Alfa Alliance agents. Our agents are known for their friendly reputation and prompt service. Rest assured knowing that your family and your possessions are safe in their care.

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The Alfa Alliance Insurance Homeowners coverage descriptions listed above are in the most basic terms and are subject to your actual policy conditions. For any questions, please refer to your policy, contract or Alfa Alliance agent for the exact wording, conditions and exclusions.